Borrowera - Privacy Policy

We at Borrowera are incredibly grateful for the confidence you have in us. We are firmly devoted to preserving moral standards in the administration, application, and security of your data. Our top concerns are maintaining your safety and guaranteeing the privacy of your data. We take this obligation seriously and know that processing and revealing your personal information may raise specific worries. We respect your privacy and uphold the strictest data protection standards so you can rest easy. At Borrowera, our primary goal is to earn your trust.

This privacy policy applies to any applications, websites, and services our firm maintains linked to www.borrowera.com (the Website). You should read our Terms of Use, which are also available on our Website. You acknowledge that the provisions of this Policy are legally binding on you by using any method or device to access the Website, Application, and Services or to register with us. Please don't use the Website, Application, Products, or access any of our Services if you disagree with the terms outlined in this Policy.

By accepting this privacy statement, you give Borrowera your express permission to collect, store, use, share, and otherwise deal with your personally identifiable information in the ways outlined in this Policy. This Policy's objective is to ensure you know exactly how your data is gathered, used, and disclosed when you visit our Website or use one of our services. The highest caution and regard for privacy are used when handling your data. You agree to the collection, use, and dissemination of your information as described in this Privacy Policy by using our Website or services in the future.

At Borrowera, transparency is our core principle, and we are committed to offering outstanding financial solutions and services while protecting the privacy of our clients. You can count on us to safeguard your information in an encrypted and moral manner.

Information We Gathe

At Borrowera, we may gather the following types of information to improve our services:

 

Personal Information: We utilise the information you give us—your name, phone number, and birthdate—to help you. Your personal data's security and privacy are critical to us.

Financial Information: We need certain information about your bank account or credit card to speed up the loan application process. We adhere to stringent security procedures and handle this sensitive data carefully.

Transaction Information: Your contacts with us, such as loan requests, payment histories, and account balances, are all kept on file by us. This makes it possible for us to deliver the correct information and individualized services.

External Access: In some circumstances, you might permit us to access your data stored on third-party platforms like social networking sites (like Facebook and Twitter). Only with your express consent and in compliance with your privacy settings, we will be able to access this information. Your user account will be handled following our Privacy Policy if you link it to another account.

At Borrowera, we are dedicated to protecting the privacy and confidentiality of the data you give. We adopt industry-standard security measures and abide by pertinent laws and regulations. You should know that this content has been specially created for the Borrowera website.

How We Use Your Information

We at Borrowera make use of the data we gather in the following ways:

 

Processing of loans: We thoroughly review and assess your loan applications using the information supplied. This allows us to determine your eligibility and deliver the best loan options.

Customer contentment: Our team's top priority is to provide outstanding customer service. To ensure you have a good experience, we use the information you supply to handle any questions, issues, or disputes swiftly.

Respect for the law and regulations: We strictly abide by all relevant laws and rules. Your information is used to verify your identity, stop fraud, and comply with anti-money laundering regulations.

The improvements to the Website and Services: To continually improve our website and services, we track user behaviour and analyse non-personal data. We strive to give you a better user experience at Borrowera through constant optimisation and updates. We treat your information with the highest respect and care, ensuring it is secure and private in all facets of our business. Please be aware that this material has been customised just for the Borrowera website.

 

 

Information Sharing

We at Borrowera are dedicated to safeguarding your data and upholding your privacy rights. We may disclose your information to other parties in the circumstances listed below:

Service Companies: We may work with dependable service providers who help us with our business operations in several ways. Lenders, credit reporting agencies, and credit card processors are a few examples. You can be confident that we pick our partners carefully and that they adhere to the same strict rules regarding data privacy as we do.

Legal Responsibilities: Occasionally, we might have to reveal our data in response to a subpoena, a court order, or other legal demands. We will adhere strictly to these requirements as required by law.

Firm Transfers: Your information might be given to the organisation that is buying or merging with our firm in the case of a sale, merger, or transfer of our business, including its assets or shares. To provide you with unbroken service, this is done. We take the necessary precautions to protect your information throughout these transactions. It is significant to note that Borrowera does not provide any of its affiliates or other organisations with your personally identifiable information for marketing reasons. Our primary concerns are the security and confidentiality of your data. To provide you with our services and to comply with legal obligations, we manage your information with the utmost care and only divulge it to third parties when required.

Data Retention

Your personal information is kept on file by Borrowera for as long as is necessary to deliver our services and achieve the goals for which it was acquired. Regarding data retention, we strictly abide by all legal laws and regulations. We make all necessary efforts to ensure the privacy of your information since we recognise how important it is to save and maintain it securely. You can be confident that we only keep your personal information as long as the intended goals must be met or as long as applicable laws and regulations need it. Using reasonable data retention practices throughout our engagement, we uphold our commitment to protecting your privacy and ensuring the accuracy of your information.

Your rights

At Borrowera, we place high importance on and appreciate your privacy rights. We give you access to your data and uphold accuracy in how it is handled. Following are your rights about your data:

Access: You have the right to ask to see any personal data we may have on file. This enables you to check the precision and comprehensiveness of the information we have gathered and to examine it.

Addition or Subtraction: You have the right to seek the rectification or deletion of any personal data you feel is inaccurate or incomplete. You can also ask for the erasure of your data in some circumstances, such as when it's no longer required for the original purpose.

 

Revocation of Consent: You can revoke our permission to use your data. Even though it might affect our ability to deliver some services, we respect your decision and will stop processing further with your consent.

At Borrowera, we want to ensure that your rights are upheld and that all applicable laws and regulations are followed when handling your information. We place a high priority on protecting your privacy and the security of your data.

Dispute Resolution

Any disagreements, disputes, or claims resulting from this privacy policy will only be subject to Indian law. According to Indian law, these issues will be handled through court processes in Delhi. At Borrowera, we are committed to promoting openness and just dispute resolution. In resolving any possible issues, we remain transparent and consistent. We give a clear framework for addressing disputes in compliance with applicable laws and regulations by outlining the jurisdiction and legal procedure.

Cookies

Borrowera uses cookies to improve your browsing experience and the services we provide. However, we never monitor your information without your permission and only use cookies with your informed cooperation. Cookies allow us to understand your preferences and needs better, allowing us to offer tailored solutions. By examining user preferences and behaviour, we can improve our services and mould them to your unique needs. You may be confident that we fully abide by our privacy policy and prioritise the security of your data, protecting it against theft and unauthorised access. We value your privacy and will only give you information about our offerings per your indicated preferences.

Security

At Borrowera, we place the highest significance on safeguarding your information from unauthorised access, use, or disclosure. We prioritise protecting your data's security and privacy and take the necessary security precautions to guarantee its correctness and confidentiality. It is crucial to remember that Internet transmission can only be partially secure, despite our best efforts to maintain the most significant level of security. We do our utmost to protect your information but cannot ensure its safety. We regularly assess and improve our security procedures to proactively counter new threats and guarantee that your data is adequately protected.

Changes to This Privacy Policy

At Borrowera, we recognise the significance of upholding privacy practices consistent with our policies and any applicable legal requirements. We may occasionally amend our privacy statement as part of our commitment to openness. To keep up with our most current privacy practices, we strongly advise that you frequently examine our privacy statement. You will be informed of any changes we make and how we manage your personal information. You signify your approval of these changes by using our services after such Privacy Policy updates have been made. At Borrowera, we value your privacy highly and work hard to keep you informed about how we handle your data.

Grievance Officer

At Borrowera, we resolve any issues or complaints you may have about our services a top priority. Following the Information Technology Act of 2000 and pertinent legislation, we are glad to give you our dedicated Grievance Officer's contact information:

Name: Mr. Abhishek Kumar
Mobile: 9319813016
Email: grievance@borrowera.com

We invite you to contact our Grievance Officer if you have problems or want to complain about our services. They're dedicated to helping you solve any issues and ensuring your experience is easy and satisfying. If you have any inquiries or problems, don't hesitate to contact our grievance officer. Your satisfaction is crucial to us at Borrowera, and we are committed to rapidly and effectively resolving any issues.